Category: Credit

If you’re upside down on your car loan, you may be considering refinancing. Here are a few things to keep in mind before making a decision. Find most popular financial education, credit union, debt guide and many more with C1styourvoiceblog. You will get on with making a better life for yourself. The first thing you need to know is what being upside down on a loan means. This occurs when you owe more on the loan than the car is currently worth. It can happen for a number of reasons,…

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You will need to have a down payment, a plan for making your payments on time, and a way to keep your car from being repossessed. Here are a few things to keep in mind when you are trading in your car with bad credit. Find most popular financial education, credit union, debt guide and many more with C1styourvoiceblog. You will get on with making a better life for yourself. The first thing you need to do is get a down payment. You will need to have a down payment…

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When you’re looking for a safe and secure place to park your money, a credit union is often a great option. Credit unions are member-owned, not-for-profit institutions that typically offer higher interest rates on deposits and lower loan rates than banks. And since they’re focused on serving their members, rather than making a profit, they’re often more customer-friendly, too. But just because a credit union is member-owned doesn’t mean it’s immune to the same forces that can impact banks. In fact, credit unions can be just as susceptible to the…

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If you’re considering signing up for a progressive leasing “rent-to-own” plan, there are a few things you should know first. Here are the disadvantages of progressive leasing: You’ll end up paying more than the item is worth. With progressive leasing, you’re essentially paying for the item plus interest and fees. This means that you’ll end up paying more than the item is actually worth. The item could be repossessed. If you miss a payment or can’t make the required payments, the item could be repossessed. This means you could end…

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